AML / CRM
regulatoryFully automated AML and client managementCapabilities: name screening, KYC/CDD/EDD, risk assessment, ongoing monitoring, record keeping, corporate due diligence, and transaction monitoring. The system combines data analytics and intelligent technology to help institutions meet regulatory requirements, reduce compliance risk, and improve operational efficiency.
Regulatory Context
In the globally integrated financial system, institutions must strictly comply with anti-money laundering and counter-terrorist financing (AML/CFT) laws and effectively implement customer due diligence and risk management.
Institutions subject to the Anti-Money Laundering and Counter-Terrorist Financing Ordinance must establish KYC, CDD, continuous monitoring and record-keeping mechanisms, and manage customers and transactions based on risk-based principles.
The Financial Action Task Force (FATF) promotes international AML/CFT standards; institutions need to pay attention to high-risk jurisdictions, sanctions lists and reputational risks, and implement requirements in daily operations.
Virtual asset service providers (VASPs), money service operators (MSOs), payment companies and trading platforms must embed AML processes into the entire chain of collection, settlement and withdrawal.
Product Modules
Each module can be activated in stages according to the type of organization and regulatory requirements and connected to existing systems through APIs.
Real-time comparison of global political figures (PEP), sanctions lists, law enforcement lists, reputation risks, negative media and other data sets, supporting adjustable matching and further investigation.
Apertura personal/corporativa, CDD, EDD, scoring, review continua and archivo del ciclo de vida del cliente.
For corporate customers, we can quickly generate credit reports covering industrial and commercial registration, equity structure, management, external investment and risk records, and support KYB scenarios for Chinese and cross-border enterprises.
Transaction Monitoring
Automated workflows and machine learning identify anomalous transactions and suspicious laundering activity. Supports on-premise or cloud deployment with preset monitoring rules, filterable and customizable per business needs.
Key Features
Applicable Industries
The system is suitable for financial institutions subject to AML legislation, designated non-financial companies and industries, as well as virtual assets and payment-related institutions.
| Category | example |
|---|---|
| financial institution | ,, company, company,, |
| Please contact UpayAsia for compliance-reviewed service details. | Money Service Operator (MSO), payment companies, stored-value facility licensees, VASP/cryptocurrency service providers, trading service providers |
| professional services | Lawyers/notaries, accountants/auditors, trust or company service providers (TCSP), estate agents |
| regulatoryindustry | ,,, market |
RegTech Integration
AML/client management systems can connect via API to international risk intelligence and sanctions data sources, integratingtransaction monitoring、record keepingandname screeningOn a single platform, help institutions meet requirements under the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (AMLO) and related rules.
Ecosystem
The anti-money laundering/customer management system can be planned together with UpayAsia's multi-channel collection, settlement, Invoice payment and Fintech project development services to form a complete solution from compliance review, fund flow to technology platform.
Explore Fintech projects learn aboutmulti-channel collection
FAQ
Covers KYC, CDD, EDD, name screening, risk assessment, ongoing monitoring, record keeping, corporate due diligence, and transaction monitoring—activatable in phases per institutional needs.
API integration supported, connecting transaction monitoring, name screening, and merchant systems for end-to-end compliance and operations.
Yes. VASPs, MSOs, payment companies, and cryptocurrency trading platforms can plan AML/CRM together with collection, settlement, and payout flows.
cancoordinatelicensetransactionsandannualprofessionalfollow-upservices, providing case-by-case application, compliance advisory, and operating-process design support.
Tell us your organization type, regulatory region and existing systems, and we'll arrange a demo and explain possible integration options.
