Three core services
① Multi-channel collection — credit card, bank/local transfer, local fiat cash, and cryptocurrency (subject to review), with unified order, channel, and status tracking; ② Multi-currency settlement (large-scale) — large-ticket conversion of merchant-owned funds; ③ Invoice payment (mid-size) — mid-size payouts to end beneficiaries via crypto wallets, multi-currency fiat, and local channels. Also provides AML/client management systems, Fintech projects, and licensing and professional services. Each service can be onboarded in phases.
Core Services
Multi-channel collection is the starting point; settlement handles large-scale merchant conversion; Invoice payment handles outward mid-size payments. Settlement and invoice payment should be planned with separate workflows and review requirements.
Multi-channel collection via credit card, bank/local transfer, local fiat cash, and cryptocurrency. Trackable payment portals through payment links, invoices, or APIs, with centralized reconciliation and status management.
Large-scale post-credit conversion: settle cryptocurrency to USD / HKD / EUR / JPY / CAD, or retain cryptocurrency as needed.
Execution of withdrawals to the terminal payee: Supports cryptocurrency direct withdrawal from wallets, multi-currency fiat currencies (USD, HKD, EUR, etc.) and local channels in various places; the single amount is usually lower than the settlement scenario.
Extended Services
In addition to payment, we also support the compliance operations and platform construction of regulated institutions.
Name screening, KYC/CDD, corporate due diligence, transaction monitoring, and CRM.
Pagos, robo-advisor, préstamos, embebidas, blockchain/crypto, insurtech and regtech; front/back and API.
License buy/sell, application advisory, and annual professional ongoing compliance services.
Operational Features
Receipts, settlements and disbursements should not be spread across unstructured records and offline tables. UpayAsia centrally manages transaction status, amount, address, fees, failure reasons and reports.
Use Cases
UpayAsia is suitable for global customers who require clear transaction purposes, documentation and reconciliation processes.
| Merchant type | Common needs | How UpayAsia supports it |
|---|---|---|
| Cross-border merchants | Overseas customers want to pay in cryptocurrency, and merchants need to unify reconciliation and settlement. | Payment link, invoice, QR Code, Dashboard, cotización de settlement. |
| Platform business | Need to share revenue with users, affiliates, creators, or partners. | Bulk payout, Invoice Payment API, payout status tracking, and reporting. |
| B2B trade | Large-ticket transactions require source of funds, contracts, invoices, and settlement documentation. | Large settlement review, channel quotation, financial statements. |
| Services digitales | Pagos multirregión, cobros frecuentes de montos pequeños, notificaciones automatizadas. | API collection, webhook, CSV export, transaction monitoring. |
Industry Fit
Regulated exchanges, gold companies, FX platforms, insurance intermediaries, licensed financial companies, offshore groups, and other special-risk merchants require case-by-case review based on documents, license, region, and purpose.
View industries
FAQ
Three core pillars: ① multi-channel collection; ② settlement (large-scale crypto-to-fiat conversion or crypto retention); ③ Invoice payment (mid-size cryptocurrency, multi-currency fiat, and local-channel payments). Also AML/client management systems, Fintech projects, licensing and professional services, plus Dashboard, API, and reporting.
It can be accessed in stages according to business needs, such as using payment links or invoices first, and then enabling settlement, withdrawals or APIs based on the review results.
Supports platforms, affiliates, creators, supplier revenue share, and refunds—after confirming beneficiary type, transaction purpose, and payout frequency.
uncertain. Merchants with low frequency or manual processing can use Dashboard, Payment Link or Invoice first; merchants with high frequency can then access API and Webhook.
Rates, limits, settlement direction and timeliness will be confirmed based on merchant information, transaction volume, region, purpose and cooperation channel results.
It can provide transaction records, expense details, settlement records and payment status to assist the financial team in reconciliation.
Submit the trading area, monthly trading volume, payment collection and withdrawal requirements, and we will conduct a feasibility review first.
