01
Banking partner network
Match suitable banks and account-opening paths by merchant profile, license status, and fund-flow purpose to reduce rework.
Licensing & Advisory
Licensing and professional services
UpayAsia provides financial institutions and pre-licensed clients withdiversified compliance advisory services: support for applying and maintaining financial-services licenses, providingongoing compliancesupportandinternalreview，licensePlease contact UpayAsia for compliance-reviewed service details.、talentrecruitment()Tecnología de complianceOne-stop solutions are available. Services can be planned alongside payments, AML/client management systems, and Fintech projects (subject to case review and applicable law).
Banking Advantage
Multi-year banking partnerships · higher account-opening success
The UpayAsia team maintains multi-year bank relationships and knows Hong Kong and cross-border merchant onboarding diligence, document standards, and compliance wording, helping clients within regulatory requirementsImprove bank account opening success rates。
02
Flexible innovation · license rental
Besides new applications and license transfer matching, support can follow business cadenceLicense rentalarrangements that help pre-licensed clients reach operable status faster (subject to contract and regulatory requirements).
03
Account opening + compliance together
Bank account opening can align with MSO/VASP licensing prep, AML frameworks, and AML / client management system Plan in sync.
Services
Tres líneas de servicio
01
Compra, venta and transferencia de licensing
Help assess feasible license types by business model and target jurisdiction, and advise on acquisition, transfer, or partnership arrangements for existing licenses (subject to case review and applicable law).
02
Solicitud and preparación de licensing
Documentación, políticas, estructura, procesos and comunicación regulatoria en pagos, virtual assets, valores, seguros, fideicomisos, etc.
03
Services profesionales anuales de seguimiento
Soporte post-license: mantenimiento AML/CFT, revisiones anuales, cambios regulatorios e integration AML/CRM.
Service Catalog
Catálogo de servicios de compliance
Below are compliance and licensing service directions UpayAsia can provide. Actual scope, timeline, and outcomes depend on regulatory review, client background, and applicable law.
I
Solicitud de licensed corporation SFC
Advisory on Type 1–10 regulated activities, HKEX and futures exchange trading rights applications.
II
service(MSO)
New license applications, renewals, and AML frameworks aligned with Customs licensing guidelines.
III
license
Insurance intermediaries, dealers in precious metals and stones (DPMS), money lenders, TCSP, trusts, etc.
IV
Compliance continuo (licensed corporation)
Outsourced compliance advisory, routine inspections, FRR filings, and SFC inspection support.
V
Compliance continuo (intermediario de seguros)
Compliance support and on-site inspection preparation under the Insurance Authority (IA) framework.
VI
(license)
Due diligence, ownership structure, regulatory applications, and closing-process advisory.
VII
Formación continua (CPT)
Online continuous training for licensed individuals covering AML, conduct, and regulatory compliance topics.
VIII
Aplicación de compliance technology
AML / client management systemimplementation supporting screening, record keeping, and transaction monitoring.
IX
otherprofessional services
Company registration, accounting, bank account opening, IT risk assessment, work visas, and talent recruitment.
SFC Licensing
Actividades reguladas SFC (ejemplos)
We can help prepare application documents, compliance policies, organizational structure, and SFC communications. Common regulated activity categories below.
| Category | Please contact UpayAsia for compliance-reviewed service details. |
|---|---|
| 1 | Please contact UpayAsia for compliance-reviewed service details. |
| 2 | Please contact UpayAsia for compliance-reviewed service details. |
| 3 | Please contact UpayAsia for compliance-reviewed service details. |
| 4 | Please contact UpayAsia for compliance-reviewed service details. |
| 5 | Please contact UpayAsia for compliance-reviewed service details. |
| 6 | Please contact UpayAsia for compliance-reviewed service details. |
| 7 | service |
| 8 | Please contact UpayAsia for compliance-reviewed service details. |
| 9 | Please contact UpayAsia for compliance-reviewed service details. |
| 10 | service |
| other | HKEX trading rights, futures exchange trading rights; virtual-asset license combinations (per current regulatory framework and case assessment) |
Application typically includes feasibility assessment, document preparation, submission, and regulatory follow-up; after approval, ongoing compliance support can follow.
MSO Licensing
service(MSO)license
Since 2019, Hong Kong Customs has tightened MSO licensing and renewal requirements; some licensed entities failed to renew for not meeting licensing guidelines and AML requirements. UpayAsia helps new applicants and renewal clients build compliant frameworks and operating processes.
- applicationdocuments
- (AML/CFT)
- clientdue diligence（KYC/CDD）andtransaction monitoringarrangements
- and AML / client management system integration
- compliance, compliance AML support
Other Licenses
license
Insurance intermediary
IA licensing and ongoing compliance; general and long-term business license applications and maintenance.
(DPMS)
Registration, AML framework, and operational compliance under the AMLO framework.
license
License applications, AML framework setup, and independent audit support.
companyservice(TCSP)
Company secretarial and trust-related license applications and compliance maintenance.
virtual assets（VASP）
VASP license planning under Hong Kong and target jurisdiction frameworks (including Type 1/7 combinations, case by case).
(SVF)
Compliance preparation for stored-value payments and e-wallets.
Ongoing Compliance
ongoing compliancesupportservices
licenseapplication，companycomplianceservices that help daily operations meet regulatory requirements with cost-effective, flexible terms.
service:
- compliance
- client(KYC)service
- documents, process
- regulatory
- AML( AML / client management system）
- (FRR)
- /support
- regulatory
- onlinecontinuous trainingcourses（CPT）arrangements
companyAlso includes compliance impact analysis, full compliance review, licensed staff licensing matters, and mock on-site inspections (under IA framework).
License Transfer
(license)
Support clients seeking to acquire or transfer licensed entities to complete transactions within regulatory requirements.
- Please contact UpayAsia for compliance-reviewed service details.
- due diligence
- compliance
- regulatoryapplicationdocuments
- compliance
CPT Training
Formación continua (CPT)
The SFC requires licensed individuals to complete at least 10 hours of continuous professional training annually, covering regulated activities, professional ethics or compliance, and (where applicable) additional regulatory compliance hours for responsible officers. We provide an online CPT platform covering:
- Please contact UpayAsia for compliance-reviewed service details.
- Please contact UpayAsia for compliance-reviewed service details.
- , (ESG)
- client: AML
- Please contact UpayAsia for compliance-reviewed service details.
- Please contact UpayAsia for compliance-reviewed service details.
- ()
- 《》()
- regulatory
Ancillary Services
support()
To support license applications and post-licensing operations, the following support may be provided (case and partnership dependent):
companystructure
Hong Kong or overseas company registration and company secretarial services.
Please contact UpayAsia for compliance-reviewed service details.
Accounting services, licensed-corporation financial reporting, and FRR-related support.
talentrecruitment
Recruitment support for Responsible Officers (RO), compliance officers, and other professionals.
Please contact UpayAsia for compliance-reviewed service details.
Advisory on personal, corporate, and financial-institution bank account opening.
IT
Information technology risk management and cybersecurity assessment.
Please contact UpayAsia for compliance-reviewed service details.
Hong Kong work visas and related administrative support.
License Types
Common license categories (examples)
Eligible categories, regions, and outcomes follow regulator review and applicable law; the following is a capability overview only.
| Category | description |
|---|---|
| service(MSO) | , |
| service(VASP) | cryptocurrency, service |
| Please contact UpayAsia for compliance-reviewed service details. | , |
| Insurance intermediary | license |
| companyservice(TCSP) | companyservice |
| (DPMS) | compliancelicense |
| license | Please contact UpayAsia for compliance-reviewed service details. |
| (SVF) | wallet |
| license | market |
Ongoing Support
Los servicios anuales incluyen
- AML/CFT ，regulatory FATF
- client(KYC/CDD)process
- AML/client
- regulatory, support
- , process
- , Fintech solution
Ecosystem
Coordinación con solución full stack
Licencias planificadas junto con otras capacidades para evitar brechas entre license, sistema and compliance.
Tecnología de compliance
AML / client management system、name screening、transaction monitoring。
Products de fondos
Entrega tecnológica
Fintech projects、API with platform development.
FAQ
FAQ
Do you offer ongoing compliance outsourcing?
Yes. Licensed corporations and insurance intermediaries can obtain compliance advisory, document review, inspection support, and CPT arrangements—see the Ongoing compliance support section on this page.
Why has MSO renewal become harder?
Regulators have tightened enforcement of AML frameworks, operating records, and licensing guidelines. We can help review existing frameworks and strengthen documents and processes (case-by-case).
Do you guarantee license approval?
No guarantee. Outcomes depend on regulator review, applicant background, document completeness, and applicable law; we provide advisory and preparation support.
How do license transfers work?
Case-by-case assessment of target license type, jurisdiction, and deal structure, with diligence and process support under applicable law and regulatory requirements.
Must annual services be purchased with systems?
No. Advisory can be purchased alone or combined with AML systems, payment products, and Fintech projects.
Need licensing or annual compliance support?
Share target regions, business type, and timeline for an initial feasibility assessment.